Apr 21
45
How to Stay Within IRA Contribution Limits but Retire Happily

A Credit Union’s Advice on IRA Contribution Limits

By | Articles, Finance | No Comments
When people retire, they desire financial security. They want to ensure that money won't be an issue down the road. That's why, even after setting up a 401k, savvy savers take an additional step. It's called an individual retirement account (IRA), and it allows you to make higher personal supplements than with your employer. IRAs offer more investment choices at lower fees. And, even if you meet all IRA contribution limits, you're still on the path towards a comfortable retirement.  Facts about individual retirement accounts There are some surprising facts about IRAs, some of which could go to your advantage. Take...
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Apr 16
48
Achieva Credit Union Giving and Donation Program

Achieva Credit Union Giving and Donation Program

By | Achieva in the Community, Articles | No Comments
We have exciting news. The Tampa Bay Times listed Achieva Credit Union as a Top Workplace for the 9th year in a row! To show our appreciation for our employees, we’re donating $30,000 to local charities. We are proud to share the GOOD within the communities we live and serve. To add to the festivities, learn how you can participate in our donation program below. Achieva will match your donation In addition to our initial sum, we’ll match any donation you make from now until April 30, 2021. That means every contribution will assist local organizations with double the impact. Imagine how...
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Apr 14
47
7 Useful College Planning Tips and Resources

7 Useful College Planning Tips and Resources

By | Articles, College Life | No Comments
College provides many opportunities. With a degree, graduates can obtain higher pay and better job positions. While the benefits sound nice, the transition into campus life takes preparation. Even if you're still in high school, it's never too early to start. Below are 7 essential college planning tips for your journey.  1. Understand how to pay for college The most discussed topic regarding college revolves around paying for it. Additionally, tuition fees rise every year. Paying for college usually happens by financing with subsidized and unsubsidized loans. Private student loans are often not subsidized and have no prepayment penalties. Additionally, they...
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Apr 08
79
New Boat Ownership and Finance Options

Boating Basics and Finance Options For Anyone

By | Articles, Finance, Lifestyle | No Comments
As temperatures heat up, many people plan to enjoy some time outdoors. What better way to celebrate the warmer weather than to take a refreshing dip into our beautiful oceans? With some important boating basics under your belt is easier than you think. Topped with great financing options, you'll be cruising around the water in no time. Unsure what to look for in a new boat? Don't worry. This article covers it all. Continue reading below for the full details on boating basics.  First-time boat owner checklist Before becoming captain of your vessel, you'll need to know a few things....
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Apr 06
45
Simple Pet Safety Tips for the Spring Season

Simple Pet Safety Tips for the Spring Season

By | Articles, Lifestyle | No Comments
Our pets are an extension of our family. They add unconditional love to our households. So how do we return the favor? By doing our best to care for them. Using the pet safety tips below, you can keep them happy and healthy all season long.  4 Spring tips for pet owners Spring is the time for renewal. Mother Nature is coming into bloom. With that said, there are a few pet safety tips to keep in mind. Whether your pet is indoors or outdoors, be on the lookout for the following: 1. Be mindful of new blooms. Pets are curious....
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Mar 23
45
The New Tax Season Deadline Automatically Extends Filing Time

The New Tax Season Deadline Automatically Extends Filing Time

By | Articles, Finance | No Comments
A change to the tax season deadline brings a sigh of relief to many filers. The Treasury Department and Internal Revenue Service announced an automatic extension to the 2020 federal income tax filing due date for individuals. The timeline will move from April 15, 2021, to May 17, 2021. "This continues to be a tough time for many people, and the IRS wants to continue to do everything possible to help taxpayers," said IRS Commissioner Chuck Rettig. The new tax season deadline "will help taxpayers navigate the unusual circumstances related to the pandemic." While the season's extension provides more time,...
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Mar 12
45
Deep Cleaning Vs. Spring Cleaning Costs

Deep Cleaning Vs. Spring Cleaning Costs

By | Articles, Lifestyle | No Comments
Everyone loves a tidy home. It feels good to walk into a fresh-smelling room without dirt or dust. However, are there differences between deep cleaning and spring cleaning costs? As we approach the season of renewal, is there a way to make sure we get our money's worth? How much does maid service cost in 2021? When considering spring cleaning costs, there are many things that maid service companies examine before giving a quote. Items include: - square footage - cost per hour - frequency of cleaning - special requests (such as organic cleansers) With that in mind, maid service...
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Mar 04
73
Learn the Benefits of Contactless Payments

Learn the Benefits of Contactless Payments

By | Articles, Technology | No Comments
According to a Mastercard® poll, more than half of all Americans use contactless payments. It is the preferred method of checkout for various reasons. Not only is it secure, but it's also faster. There's no need to type a pin into a keypad. Consumers enjoy the ease of Tap & Go®. With your Achieva Mastercard, contactless payments are already on their way. You'll automatically receive an updated card upon the expiration of your old one. Best of all, there are no additional forms or fees.  What technology does contactless payment use?  Contactless cards work by using a specialized chip inside...
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Feb 26
48
What is a HELOC Draw Period?

What is a HELOC Draw Period?

By | Articles, Finance, Home Buying | No Comments
A home equity line of credit is a powerful financial tool. Borrowers obtain money by using their homes as collateral. During a HELOC draw period, the borrower has control. They do not have to utilize the full availability if they don't want to.  HELOCs help because the interest rates are usually lower than credit cards. You can fund things such as medical expenses, home renovations, or even college expenses. By unlocking your home's value, you can reach your financial goals. Can you pay off your balance during the HELOC draw period? With a standard term, you make monthly payments toward...
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Achieva Life blogs and articles are intended to provide general information, thoughts, and articles in regards to the topics covered therein. Achieva Life is provided with the intent and understanding that Achieva Credit Union is not engaged in the act of rendering financial, consulting, medical, technological, legal, accounting or any other professional advice. The information provided within Achieva Life is not intended nor should be used as a substitute for medical, legal, or other professional advice or other expert opinions. Achieva Credit Union is not responsible for the accuracy of the information on Achieva Life and makes no representation regarding the accuracy of the content. Achieva Credit Union reserves the right to delete or block any comments. The content and comments on Achieva Life do not necessarily reflect the views of Achieva Credit Union.

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