All posts by Achieva Credit Union

home expenses

Quick Tips on How to Budget for Home Expenses

By | Articles, Finance, Home Buying, Lifestyle | No Comments
Home improvement projects can go mile a minute. It seems like there's always something more to do. Our list of home expenses grows and grows; and before we know it, the amounts add up to more than we expected. Is there a better way to prepare for all of these costs? The answer, is actually yes. There are easier ways to reserve for home improvement, as well as routine maintenance fees. In this article, we share our favorite ways to budget for home expenses. So, if you own a home, listen up, we've got all the tips you need to...
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three interview candidates wait nervously in the reception of an office building. a member of the interview panel can be seen walking towards them.

Is Social Media Making You Unemployable?

By | Articles, College Life, Lifestyle | No Comments
Snapchat. Instagram. Twitter. Facebook. Reddit. LinkedIn. We live in a highly connected society. Anything you do or say could appear on social media – with or without your permission – at any time. Should you be concerned about WHO is viewing your posts? If you are in the market for a new job, the answer is YES. In the good old days before the Internet, your resume and your smiling face were the sum total of information that a potential employer could use to evaluate your qualifications. Those days are long gone, and employers are now using multiple sources, including...
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goals vs resolutions

Goals vs Resolutions – How to Have a Successful New Year

By | Articles, Lifestyle | No Comments
A brand new year is here - time to embrace lofty ideas and make those big dreams come true, right? Well, maybe. There’s a lot of talk about New Year’s resolutions during January, but let’s face the fact that most of us start out with enthusiasm and energy that slowly fizzles, and by Valentine’s Day we’ve mostly forgotten what we set out to do. A study at the University of Scranton confirms that while 40% of Americans formulate New Year’s resolutions, as little as 8% actually follow through on them for more than a month or two. This statistic is...
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Man Shopping For Organic Produce In Delicatessen

How to Go Organic on the Cheap

By | Articles, Health & Fitness, Lifestyle | No Comments
Many of us think we’d like to improve our health and well-being by going organic. We’d like to get away from food that is loaded with preservatives, stabilizers, added sugar and sodium, and be more natural with our diets. But it seems that stepping back from the world of processed food comes with a steep price tag. Items labeled organic frequently cost up to twice as much as their non-organic competitors, which prevents budget-conscious folks from making the purchase. However, there are many ways to incorporate organic items into your routine without breaking the bank. What Exactly IS Organic? As...
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Bitcoin

A Bitcoin Primer – Demystifying Cryptocurrency

By | Articles | No Comments
Are you familiar with Bitcoin? Most of us have heard the term, as discussion about Bitcoin has invaded popular media in recent months. But do you understand what Bitcoin is and how it works? For those who are curious, the following is a simplified summary of a very complex concept. The World of Bitcoin For starters, Bitcoin is not an actual coin. It is a form of digital currency, known as a cryptocurrency, but it does not have a physical form like dollar bills or quarters. It is not a fiat currency like the money generated by the US Mint....
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IMG_4969

Achieva Run for GOOD is Around the Corner!

By | Achieva in the Community, Health & Fitness, Lifestyle | No Comments
It’s time to lace up your running shoes and head out the door! Achieva’s annual Run for GOOD takes place on Saturday, January 27 ! HURRY! ONLINE REGISTRATION CLOSES AT 9 AM, FRIDAY, JANUARY 26! We invite all our members (and your family, friends, neighbors and dogs!) to join us at Payne Park in Sarasota on Saturday, January 27 for a morning of fun, fitness, and fundraising to benefit our schools. Registration forms, maps & details can be found here. Big News this Year Achieva Run for GOOD is proud to be included in the Manasota Track Club Racing Series!...
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holiday travel

Mega Tips for Safe Holiday Travel

By | Articles, Finance, Lifestyle | No Comments
Every year millions and millions of people travel away from home for the holidays. Although accidents, theft, and injury are not the itinerary, those events still happen. We're here to provide a few holiday travel tips to keep you safer and more aware. Know where to go Our first tip for safe holiday travel includes knowing where to go. This means having a solid route and detour plan in case it is needed. For example, if your route includes driving, you should familiarize yourself with the highways you will be using. If you need to check into an airport, view...
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Christmas Gifts in a basket with Candle, balls, pine cones, snowflakes on white Wooden Background. Flat lay

DIY Holiday Gift Baskets That Won’t Break the Bank

By | Articles, Lifestyle | No Comments
'Tis the season to be merry and bright. We're stuffing the stockings and lining the tree with presents. With only a week left until Christmas, many people who haven't knocked out their shopping list find themselves in a time crunch. If your busy life has put your holiday shopping plans on hold, don't worry. Here are a few creative ideas for themed gift baskets that shouldn't take too much time or money. We've got tons of ideas for themed gift baskets that suit a wide range of budgets. If you want to send your loved ones something DIY and special,...
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financial records

How Long Should You Keep Financial Records?

By | Articles, Finance | No Comments
We're in the last quarter of the year and it's time to think about taxes and paperwork. The biggest question that pops up every year is: How long should you keep financial records? There's always the concern that we will throw away important documents before their time, or that some type of discrepancy will be found. Let's dive right in and answer this question once and for all. There is a three-year minimum According to the IRS, there is a three-year minimum for all financial records. This includes things like bank statements, paycheck stubs, and investment worksheets. Here's a detailed...
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Black Friday Line At Best Buy on Thanksgiving

Black Friday and Cyber Monday: Your Guide to the Best Shopping

By | Articles, Finance, Lifestyle | No Comments
The shopping wars are about to begin, and Black Friday 2017 may prove to be epic in scale. According to a recent survey conducted by RetailMeNot, consumer spending will average an increase of 47% over the same weekend in 2016. Consumers are expected to spend an average of $743 between Black Friday and Cyber Monday. That’s an increase of $238 over last year’s spending. It is predicted that 7 out of 10 holiday shoppers will make a purchase during Thanksgiving weekend. As the traditional start of the holiday shopping season, Black Friday, so named because sales on that one day...
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Achieva Life blogs and articles are intended to provide general information, thoughts, and articles in regards to the topics covered therein. Achieva Life is provided with the intent and understanding that Achieva Credit Union is not engaged in the act of rendering financial, consulting, medical, technological, legal, accounting or any other professional advice. The information provided within Achieva Life is not intended nor should be used as a substitute for medical, legal, or other professional advice or other expert opinions. Achieva Credit Union is not responsible for the accuracy of the information on Achieva Life and makes no representation regarding the accuracy of the content. Achieva Credit Union reserves the right to delete or block any comments. The content and comments on Achieva Life do not necessarily reflect the views of Achieva Credit Union.