All posts by Achieva Credit Union

Six Expensive Bad Habits Worth Breaking

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It’s been said that “old habits die hard.” Whether it be nail biting or smoking, by their nature, habits are extremely hard to break. However, not all bad habits are created equal. Some may simply be harmless and annoying while others can have a seriously negative effect on your finances. Here are six expensive bad habits worth taking the time to break. Not Using a Gym Membership Gym memberships are always started with the best of intentions. However, the dedication to regular visits often fades over time. If you currently have a gym membership, but haven’t even seen the inside...
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7 Dollar Store Must-Buys

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When it comes to shopping at a dollar store, most people envision sorting through aisles upon aisles of ultra-cheap, low quality products. In reality, just because everything in the store costs $1 doesn’t mean that all of the products are inferior to their more expensive, store-brand counterparts. Here are a few popular dollar store items that may surprise you with their quality and value. Cleaning Supplies When it comes to household cleaning supplies, it’s easy to buy into the brand-name hype. In reality, there often isn’t much difference between the leading brand, and the no-name brand at the dollar store....
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Saving Money on Workday Expenses

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Even though the whole point of going to work is to MAKE money, it’s extremely easy to SPEND a substantial amount of your hard-earned cash on work-related expenses.  We’re not talking about clothes or office supplies, here. We’re talking about morning (and possibly afternoon) Starbucks trips, $10 lunches, and trips to the company vending machine for sugary afternoon pick-me-ups. All of these things can add up to a substantial amount of spending over the course of a week. With a little pre-planning on your part, you can avoid these typical work-week expenses and stretch that hard-earned paycheck a little bit...
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Sharing the GOOD

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Our members are always on the go, and we understand that. It may be for different reasons – business meetings, soccer games, leisure travel - but there's one thing you all have in common: membership at Achieva Credit Union. And you want access to your accounts – even when you can't get to one of our branches. In fact, when you’re on the go, we’re right there with you, with convenient locations across town, around Florida — even nationwide! These are called CO-OP Shared Branches. Achieva Credit Union’s participation in the CO-OP Shared Branch network means convenience when, where and...
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Build the Perfect Budget in 15 Minutes!

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Ah, the dreaded “B” word, “BUDGET”. Is it said out loud in your household? If not, it may be time to start allowing it! Properly discussing and implementing a monthly budget is a great way to track and manage your finances. In fact, once you correctly set and follow a budget, you’ll most likely feel like you received a pay raise, when in fact you are bringing home the same paycheck as your previous no-budgeting self. Budgeting is a continual process, so don’t get discouraged if it doesn’t seem to work for you right away. It will take a few...
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Save Big On Your Next Vacation with These Online Tools

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You’ve probably heard of travel websites like Kayak, Expedia, Travelocity and Priceline. After all, it’s nearly impossible to watch an hour of TV without seeing one of their commercials. These websites can definitely help you find some great travel deals, but the World Wide Web is full of other websites and resources that can save you big money on your next trip or vacation. Here are a few lesser-known online resources that can come in handy for budget-conscious travelers. Twitter Believe it or not, you can find some really great travel deals just by following the major airlines on Twitter....
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Saving on Auto Maintenance Tasks

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As any vehicle owner can attest, a visit to the repair shop is usually not an inexpensive affair. In fact, statistics show that the average cost of a vehicle repair in Florida is just over $300. Taking the time and effort to properly maintain your vehicle is a great way to avoid those costly trips to the mechanic. Although there are a few maintenance jobs that are better left in the hands of a qualified professional, there are a number of jobs that you can most likely tackle yourself. With a little research and a few tools, you can save...
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Home Improvement Projects that Give You the Best Bang for Your Buck

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When it comes to home improvements, deciding which projects to tackle can greatly affect your return on investment when it comes time to sell your home. Sure, that custom heart-shaped hot tub deck may appeal to you, but what about potential buyers? According to research and statistics compiled by the trade magazine, “Remodeling”, here are five remodeling projects that have proven to be some of the best long-term remodeling investments for homeowners. New Front Door Most people understand the importance of a home’s curb appeal. An old and outdated door can make your home less inviting to guests and potential...
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Power Through Your To-Do List with These Productivity Tips

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You know the feeling. After a long day at work, you collapse onto the couch and think, “Why am I so tired? I didn’t even get anything done today!” There’s definitely a big difference between putting in hours at work and actually being productive. While at work, it’s easy to get distracted by email, coworker conversations, unnecessary meetings, and last minute assignments. It’s up to you to brush these distractions aside and power through your daily to-do list. These productivity tips can help! The Pomodoro Technique In the early 1990s, an entrepreneur and author named Francesco Cirillo invented a new,...
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Five Tips for Creating a More Energy-Efficient Household

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Making your home more energy efficient is not only environmentally responsible, but fiscally responsible as well. By making a few simple changes around your home, you can conserve energy and reduce your monthly utility bills. Here are a few simple “household hacks” that will help improve the efficiency of your home. Install a Smart Thermostat Even though programmable thermostats have been around for quite some time, most people don’t even bother actually taking advantage of the programmable features. All too often, programmable thermostats remain at the same temperature all day, with minor adjustments made manually on occasion. Without effective programming,...
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Achieva Life blogs and articles are intended to provide general information, thoughts, and articles in regards to the topics covered therein. Achieva Life is provided with the intent and understanding that Achieva Credit Union is not engaged in the act of rendering financial, consulting, medical, technological, legal, accounting or any other professional advice. The information provided within Achieva Life is not intended nor should be used as a substitute for medical, legal, or other professional advice or other expert opinions. Achieva Credit Union is not responsible for the accuracy of the information on Achieva Life and makes no representation regarding the accuracy of the content. Achieva Credit Union reserves the right to delete or block any comments. The content and comments on Achieva Life do not necessarily reflect the views of Achieva Credit Union.