All posts by Achieva Credit Union

Spend Less on Your Kid’s Back to School Shopping Haul

Spend Less on Your Kid’s Back to School Shopping Haul

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The countdown has begun. The kids are going back to their yearly routines and they are going to need an entire list of items. Are there ways to spend less on your kid's back to school shopping haul? You bet!  Saving money on school supplies is easy if you know a few simple tips. Here's how to get the most out of your academic budget without going overboard. 1. Try tax-free Plan your back to school shopping haul for when your state offers a tax-free holiday. This year, Floridian residents get a special break during the weekend of August 3–5. Sales...
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Road Trip Safety Tips for Your Next Driving Adventure

Road Trip Safety Tips for Your Next Driving Adventure

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Nothing says fun and freedom like traveling the scenic route while on a road trip. Seeing the sights first hand, and feeling the breeze of an open window, makes convoying by car so memorable. However, even though we're excited to use our vehicles for the next big adventure, there are a few road trip safety tips we should remember. In this post, we're covering all of the common sense things you should know about hitting the road. Continue reading to learn more. Check your car for basic maintenance Complete all routine services before you go on your trip. This may seem self-explanatory but you'll be...
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5 Times a Paid Membership Makes Sense

Top Paid Memberships Worth The Money

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It seems like everybody wants you to join their club. Wherever you look, there are opportunities to be a member. But what if you had to pay? Would it be worth it? We're all trying to budget the best we can, and extra expenses add up. If you're ready to end the confusion, we're going to show memberships worth the money. When you order a lot online If you order things online more than 5 times a year, then an Amazon Prime membership would work well for you. Amazon Prime provides free shipping for items purchased on Amazon at a set annual...
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Auto Loan Refinancing Through a Credit Union is a Smart Move

Why Credit Unions Are The Best Place To Refinance

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We all love our cars. They take us everywhere we want to go. Whether you have a two-seater convertible or a full-size minivan with 3 rows, we depend on our vehicles for transportation. But, have you ever considered the amount of interest you're currently paying for this luxury? Does it seem like the payments are on a revolving door? Well, we're here to help you consider a few things about your current car situation. Let's discuss why a credit union is the best place to refinance your car. When should you refinance? You should refinance when it makes financial sense. If you...
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Stretch Your Paycheck Over the Next Week

Stretch Your Paycheck Over the Next Week

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Payday is just around the corner and you need to stretch your paycheck to stay afloat. How would you make your money last until your next direct deposit? If you're unsure, continue reading to find out some easy money hacks to hold you over. 1: Raid your pantry Instead of going out to eat, try creating a dinner using items that are already in your pantry. Besides the benefit of saving money, you'll utilize more of the things you've invested in. Nothing says wasting money like buying food out when there's already a bountiful harvest at home. To help you...
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Keep Your Wanderlust in Good Financial Standing

Keep Your Wanderlust in Good Financial Standing

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The travel bug hits many, especially over the course of the summer. Last year alone, direct spending on leisure travel totaled $718.4 billion dollars! Seeing all of the popular destinations like beaches and fruit vineyards is, of course, really fun. However, what if all of this jet-setting was taking you out of a good financial standing? Would you know how to reel it back in? As we discuss how to live a fulfilled life while maintaining your wallet's sanity, remember it's all about the bigger picture. Sure, seeing the globe is great for future conversations, but having a secured plan of...
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Don't Let Wire Fraud Scams Ruin Your Day

Here’s What You Need To Know About Email Scams

By | Articles, Lifestyle, Technology | No Comments
Imagine, you receive an email from a stranger and it urgently demands that you transfer money to them. You'd quickly hit delete, right? Well, since some criminals are relentless and will do anything to pursue easy money, email scams are a bit harder to spot. In fact, when a group of people was asked to identify which emails they thought were fake, many of them could not tell the difference. It can be very scary to know that email spoofs are on the rise. And because of this, we put together 6 examples of this trending new cybercrime that you should know about....
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The College Student's Guide to Paycheck Budgeting

Create A College Student Budget That Sticks

By | Articles, College Life, Finance | No Comments
Whether you're in college or know someone who is, creating a college student budget can make a world of difference. Who doesn't like to feel productive with their money? With all of the pressures of studying, it's nice to keep some peace in regards to our wallets. Here are 5 tips for managing your expenses that fit perfectly into your student life. 1. List your expenses The first step to building a college student budget is to understand your expenses. Are you living with your parents while in college or do you share an apartment with some roommates? Make a list...
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Hurricane Safety Tips From an Expert

Hurricane Safety Tips From an Expert

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NOAA’s Climate Prediction Center is forecasting a 75-percent chance that the 2018 Atlantic hurricane season will be near- or above-normal. Even if you haven't started preparing yet, it's not too late. Read more for the best expert advice on hurricane safety tips and home preparedness. Know your evacuation zone If a hurricane is predicted to go through your area, understanding your evacuation zone will help you know what action to take. Log onto your county's official website to view zone maps and available shelters. Some areas are evacuated before others if they are prone to flooding. Additionally, you should go over...
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The Responsible Way to Apply for a New Car Loan

The Responsible Way To Buy A New Car

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Buying a vehicle is an exciting thing, but is there something we can do to get the very best rate on a new car loan? Are there factors besides credit that we should know about? The answer is yes. If you're in the market for a new car, here are 5 essential responsible car buying tips you should understand before signing. 1: Do not rush Don't let pushy salespeople rush you into making a quick, (and wrong), decision. You never want to take out a new car loan to finance a vehicle you'll later end up hating. If you get...
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Achieva Life blogs and articles are intended to provide general information, thoughts, and articles in regards to the topics covered therein. Achieva Life is provided with the intent and understanding that Achieva Credit Union is not engaged in the act of rendering financial, consulting, medical, technological, legal, accounting or any other professional advice. The information provided within Achieva Life is not intended nor should be used as a substitute for medical, legal, or other professional advice or other expert opinions. Achieva Credit Union is not responsible for the accuracy of the information on Achieva Life and makes no representation regarding the accuracy of the content. Achieva Credit Union reserves the right to delete or block any comments. The content and comments on Achieva Life do not necessarily reflect the views of Achieva Credit Union.