Articles

Use These Everyday Practices to Reduce Waste at Work

Use These Everyday Practices to Reduce Waste at Work

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Earth Day is a global event with more than 1 billion people in 192 countries taking part. It's a big deal to a great cause. Whether it's to reduce the usage of plastics or to save natural resources, every action counts. Here are a few things you can do every single day to reduce waste at work. Keep reading to learn more. Change the way you pack your lunch So, you've already committed to ditching the bad habit of expensive take-out lunches, but now it's time to up the ante. Make sure when you pack your lunch that it's in a reusable container....
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Why You Should Get Involved with Your Credit Score

Why You Should Get Involved with Your Credit Score

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Having a great credit score will provide big benefits to your finances. As much as this fact is ingrained into our memory banks, many of us still have trouble putting it into practice. The credit score typically seems to be an afterthought until something goes wrong. In this latest post, we'll explore all of the reasons you should be more proactive with your credit score. You'll get better terms for loans One reason to have a better credit score is to obtain better terms for loans and payments. According to Experian, "Credit scores are decision-making tools that lenders use to...
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Last Minute Tax Appointment? Here's How to Get Ready.

Last-Minute Tax Appointment? Here’s How to Get Ready

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Tax Day is Tuesday, April 17th, 2018. If you're unsure about which items you need for a last-minute tax appointment, you've stumbled across the right post. Millions of people, every year, go to tax preparation agencies; however, not everyone knows what to bring. Especially, if they are under the pressure of a deadline. In the following article, we've got a list of the most common things to bring to your tax preparer. Your taxes will be filed and on their way in no time. Start by identifying yourself Since the American tax filing system revolves around social securities numbers, always...
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Surprisingly Effective Ways To Spend Less on Vacations

Surprisingly Effective Ways To Spend Less on Vacations

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Spring is here and summer is near. We're all ready to travel. Before you pack your bag and shout, "See you later," we want to show you how to save some major money. Whether it's from booking the hotel or snagging a restaurant rebate, we have some insider tips on how to spend less on vacations. After gathering the best advice from well-known travel influencers, we put all of their tips together in one amazing post. Are you ready to learn more? Well, put on your traveling hat because here we go... Choose to cook instead of dining out While on the go,...
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Black boy collecting money to piggy bank

Important Reasons to Open a Savings Account for Your Child

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The function of a savings account is to provide for a rainy day. Additionally, the benefits of a savings account with Achieva include things like accrued interest, secure safekeeping, and zero fees. As important as it is for an adult to have a savings account, how often do we think of it for a minor? Believe it or not, there are very meaningful reasons to open a savings account for your child. Teaches responsibility Communicating openly with your child about their savings account will teach them responsibility. They will learn how banking and savings work together and they will also...
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3 Ways to Take Advantage of Home Equity

3 Ways to Take Advantage of Home Equity

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We've all thought about taking out a loan to accomplish the important things in our lives. Whether it was to do emergency repairs or to simply upgrade our living spaces, we wanted to borrow money in the most favorable way possible. Did you know, there are other options available to take advantage of home equity? We have 3 key examples of how you can use cash from a home equity line of credit, and they don't involve your residence. Continue reading to learn more... What is a home equity line of credit? It's fitting to assume that the money from...
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5 Examples of Overspending and How It Hurts Millennials

5 Examples of Overspending and How It Hurts Millennials

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On average, the Millennials of today have higher wage-earning potential than their parents. Money is viewed differently, especially when a person fresh out of college starts working at 5 or 6 figures. There's not the typical entry-level payout and it's changing the Millennial view in regards to cash flow. Below are 5 examples of overspending and how it's hurting the next generation. Modern culture has changed There are so many trends in our culinary culture today and it impacts many Millennials. With increases in food services, food quality, and food education, the prices are more inflated than ever before. Published by...
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What Easter Baskets and Finances Have in Common

What Easter Baskets and Financial Responsibility Have in Common

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Oh, wonderful Spring! It's a time for warmer attire and floral everything. Easter is almost here and that means Easter baskets. History.com states that "over 90 million chocolate Easter bunnies are made each year." In today's fun post, we're exploring what Easter baskets and financial responsibility have in common. Are you in the mood for an egg-cellent time? Well, here we go! Diversity is best The most popular Easter baskets are the ones with a little bit of everything. Diversity in your basket, or financial portfolio, is optimum for the long term. So, when you think about financial responsibility, try...
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Do You Need to Refocus Your Small Business?

Do You Need to Refocus Your Small Business?

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We love being our own boss. So much that small businesses and "solopreneurs" have become a major uprising trend. With advancements in technology,  the potential to reach customers all over the world is huge. Now, as we near the end of the first quarter, instead of having a sense of pride, we're starting to panic. There has been little to no growth and the dream is starting to fade. With all this being said, it may be time to refocus your small business. Create a new roadmap The first way to refocus your small business is to create an updated plan....
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Buying vs. Renting, Which is Better?

Buying Vs. Renting, Which is Better?

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It's an age-old debate. Buying vs. renting, which is better? The truth sways depending on who you ask. You see, the answer is determined by a number of key factors, and it's based on your unique situation. Fortunately, we're here to stop all of the confusion. We created this simple article and it's chocked-full of the biggest pros and cons. So, if you want some rock-solid guidance about the differences, look no further. All the details are below. Stability vs. flexibility Buying a home has fewer surprises than renting. By purchasing your home, you have the option to stay there the remainder...
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