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Do These Smart Money Moves Before the Holiday Season

7 Smart Money Saving Tips Before the Holiday Season

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The inevitable holiday season is only 12 weeks away. Sure, we know you still feel the warmth of the summer sunshine and you've barely even considered this year's Thanksgiving plans. However, in exchange for our promptness, we offer a few bonafide tips to help your wallet. That's right. We'll cover some smart money moves that'll have your pockets full of excess cash before you can even say your first, "Merry." Furthermore, there's plenty of time to put these suggestions into practice. By using our super easy ways to earn a little money, you'll create a great surplus for holiday gifts. Continue reading to learn...
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Your Hectic Student Life Needs a Little Fresh Air

Your Hectic Student Life Needs a Little Fresh Air

By | Articles, College Life | No Comments
With the demands of a hectic student life, many college attendees find it hard to spend time outdoors. In fact, it's difficult not to feel the effects of cabin fever after studying inside all day. Most students simply forget to get a little fresh air on a daily basis. Here's how to change that: 1. Try eating lunch outside Even busy students need to pause for food breaks. Why not occasionally eat lunch outside? Gather a nice picnic blanket and find your favorite tree. Enjoy your meal outdoors with a cool breeze and feel the stresses of a hectic student life...
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7 Dorm Room Goals for Your New Space

7 Dorm Room Goals for Your New Space

By | Articles, College Life | No Comments
Currently, many college students are preparing to move away from home and settle into a new space. The transition to a dorm environment can be intimidating. And, if you're reading this article, you're most likely interested in how to make the best of it. Don't worry, we've got you covered. We'll show you 7 dorm room goals that you can achieve during your very first semester. Back to School Funds If you need a little help with your back to school funds, Achieva may be able to assist. Apply for a Back to School Loan and borrow up to $3,500 and take...
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A Car Maintenance Schedule Proven to Save Money

A Preventative Car Maintenance Schedule That Saves Cash

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Cars are a thing of beauty, and for most, a necessity. In cities where public transportation is not available, a car will take you everywhere you need to go. While the vehicles themselves are a major purchase, preventative car maintenance doesn't have to be. Having a good routine and schedule for car maintenance will save you loads of cash in the long run. Continue reading to learn more. The components of a good routine First and foremost, make sure to refer to the owner's manual of your car for exact timing of services. However, in regards to a good preventative car...
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Millennials Report Having a lot of Existing Consumer Debt

Millennials Report Having a Lot of Existing Consumer Debt

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A lot of big decisions happen between the ages of 25 to 34. Most people graduate from college, start a new job, purchase a home, and perhaps, get married. The current generation within this age bracket, called millennials, has been influenced financially as they transition through these life-changing milestones. At the same time, many find themselves dealing with a ton of consumer debt. Let's look at the numbers A study done by the U.S. Department of Labor states that the average American between the ages of 25-34 spends $1,903 annually on clothing. Additionally, they spend approximately $3,131 each year for dining...
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Common Home Emergencies and How to Solve Them

Common Home Emergencies and How to Solve Them

By | Articles, Home Buying, Lifestyle | No Comments
Alas, the joys of being a homeowner. It's so good until something goes wrong. While having your own space has many benefits, there are a lot of unrealized incidents that could happen around your house. Do you know how to react to the most common home emergencies? Let's examine now. Power Failures- If the lights go off, it's best to determine whether it is really a power outage or a problem within a breaker. You can start by checking the neighbor's house for power. If they are fully functional, then you know the problem may be within your home. Take a...
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4 Simple Employee Hiring Tips for Small Business Owners

4 Simple Tips on How to Hire Employees for Small Business Owners

By | Articles, Business, Work and Productivity | No Comments
Employing the right people is so important. Everywhere, small business owners want to offer exceptional customer service and an ethical work environment. But, reigning in the right kind of talent can be tricky. If you're a small business owner on the verge of an expansion, pay attention. Below are some of the best tips on how to hire employees to help your business grow. 1. Define the job correctly First, on our list of employee hiring tips, is to create a job listing that is as detailed as possible. Listings that emphasize a needs-supplies based approach do better than listings that...
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The Worry-free Way to Buy New Appliances

The Worry-free Way to Buy New Appliances

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Reports show that September is one of the best months to buy new appliances. This is because manufacturers introduce next year's models and retailers move out old inventory in response. Consumers get the best deals when they purchase stoves, washing machines, and refrigerators at this time. If you're looking for more gadget-buying tips you've come to the right spot. We're going to cover the worry-free way to upgrade all of your household appliances. Get comfortable and talk Negotiating with the salesperson, in regards to your potential appliance, can save you tons of money. Shop around and don't forget to ask the...
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How to Avoid Online Binge Shopping During Rainy Days

How to Avoid Online Binge Shopping During Rainy Days

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It seems like the weather this year has been extremely temperamental. Nearly every afternoon, its downpour after downpour. Even worse, the rain has people trapped inside for long periods of time. Have you ever thought of how bad weather affects online shopping habits? One of the key complaints associated with gloomy indoor days is increased internet usage. This, in turn, leads to higher chances of online binge shopping. In fact, retailers know that you are more apt to spend online during these times. How can we avoid impulse spending while waiting indoors for the rain to clear? Continue reading to learn more....
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Work and Productivity Tips for Students

Work and Productivity Tips for Students

By | Articles, College Life | No Comments
College, for some, is a great time of learning and innovation. While some subjects are complex, the hard work of studying pays off. Unfortunately for others, college remains a challenge because there's a large number of tasks. Time management is a big deal for those wanting academic success. If you, or someone you know, is having a difficulty navigating college life, we feel that these productivity tips for students may help. Read further to learn about balancing your school's syllabus in harmony with actual life. 1. Have a realistic view of your day If you consider being productive along the same...
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