Understand the difference between NSF fees and overdrafts. Protect your accounts with Achieva’s Overdraft Protection Plans.
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Finance
Borrowing money should come with choices. Learn about our wide variety of personal loan options to meet your financial goals.
Financial freedom comes by making wise decisions regarding your accounts. Learn about 3 debt-reduction strategies to use on your journey.
Interest on Trust Accounts (IOTA) provides funding for legal aid. Learn more about these types of accounts and how to open an account with no minimum balance or maintenance fees.
Is it time for your student to open a college checking account? Learn the perks and how to teach a new graduate financial responsibility.
Summer break is the perfect occasion to discuss finances with your family. Events like vacations, road trips, or even gardening projects involve cycles of saving and spending. These money lessons for kids will last a lifetime, and we've broken them down by age. As you teach your child financial literacy, remember to use the summer fun to your advantage. Introduce the concept of money (age 2-3) While at the beach, play a game of trading shells for other items. As the play continues, explain to your child that money works in the same way. To obtain goods and services, people...
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Scams are everywhere; however, diligent people are too. While con artists will stop at nothing to exploit the vulnerable, there are programs in place to help. After recognizing increased fraudulent activity targeted towards older adults, the U.S. Senate declared May 15th as National Senior Fraud Awareness Day. On this day, the nation recognizes the need to protect older individuals. Additionally, twenty-four states enacted age-specific laws and resolutions. There's no doubt that every person should guard themselves against scams. Nonetheless, each year, there are about 7.86 million cases of suspicious activity directed towards the elderly. Senior Fraud Awareness day is not only important,...
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Imagine a savings account that could do more with your money. If you had the opportunity to set funds aside for six months, with a stable interest return, would you? Enter into the savvy-savings of a certificate of deposit account. Not only do these investments have the lowest amount of risk, but they are the simplest form of passive income. How does a certificate of deposit work? With a certificate of deposit, there is no need to log in every day to check prices. Since most CDs hold for a minimum of six months, the fluctuating market has little effect...
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When people retire, they desire financial security. They want to ensure that money won't be an issue down the road. That's why, even after setting up a 401k, savvy savers take an additional step. It's called an individual retirement account (IRA), and it allows you to make higher personal supplements than with your employer. IRAs offer more investment choices at lower fees. And, even if you meet all IRA contribution limits, you're still on the path towards a comfortable retirement. Facts about individual retirement accounts There are some surprising facts about IRAs, some of which could go to your advantage. Take...
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As temperatures heat up, many people plan to enjoy some time outdoors. What better way to celebrate the warmer weather than to take a refreshing dip into our beautiful oceans? With some important boating basics under your belt is easier than you think. Topped with great financing options, you'll be cruising around the water in no time. Unsure what to look for in a new boat? Don't worry. This article covers it all. Continue reading below for the full details on boating basics. First-time boat owner checklist Before becoming captain of your vessel, you'll need to know a few things....
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