Lifestyle

Build the Perfect Budget in 15 Minutes!

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Ah, the dreaded “B” word, “BUDGET”. Is it said out loud in your household? If not, it may be time to start allowing it! Properly discussing and implementing a monthly budget is a great way to track and manage your finances. In fact, once you correctly set and follow a budget, you’ll most likely feel like you received a pay raise, when in fact you are bringing home the same paycheck as your previous no-budgeting self. Budgeting is a continual process, so don’t get discouraged if it doesn’t seem to work for you right away. It will take a few...
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Save Big On Your Next Vacation with These Online Tools

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You’ve probably heard of travel websites like Kayak, Expedia, Travelocity and Priceline. After all, it’s nearly impossible to watch an hour of TV without seeing one of their commercials. These websites can definitely help you find some great travel deals, but the World Wide Web is full of other websites and resources that can save you big money on your next trip or vacation. Here are a few lesser-known online resources that can come in handy for budget-conscious travelers. Twitter Believe it or not, you can find some really great travel deals just by following the major airlines on Twitter....
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Saving on Auto Maintenance Tasks

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As any vehicle owner can attest, a visit to the repair shop is usually not an inexpensive affair. In fact, statistics show that the average cost of a vehicle repair in Florida is just over $300. Taking the time and effort to properly maintain your vehicle is a great way to avoid those costly trips to the mechanic. Although there are a few maintenance jobs that are better left in the hands of a qualified professional, there are a number of jobs that you can most likely tackle yourself. With a little research and a few tools, you can save...
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Power Through Your To-Do List with These Productivity Tips

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You know the feeling. After a long day at work, you collapse onto the couch and think, “Why am I so tired? I didn’t even get anything done today!” There’s definitely a big difference between putting in hours at work and actually being productive. While at work, it’s easy to get distracted by email, coworker conversations, unnecessary meetings, and last minute assignments. It’s up to you to brush these distractions aside and power through your daily to-do list. These productivity tips can help! The Pomodoro Technique In the early 1990s, an entrepreneur and author named Francesco Cirillo invented a new,...
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Five Tips for Creating a More Energy-Efficient Household

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Making your home more energy efficient is not only environmentally responsible, but fiscally responsible as well. By making a few simple changes around your home, you can conserve energy and reduce your monthly utility bills. Here are a few simple “household hacks” that will help improve the efficiency of your home. Install a Smart Thermostat Even though programmable thermostats have been around for quite some time, most people don’t even bother actually taking advantage of the programmable features. All too often, programmable thermostats remain at the same temperature all day, with minor adjustments made manually on occasion. Without effective programming,...
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Is it Finally Time to Ditch Cable TV?

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A recent study from the Liechtman Research Group reported that the average monthly cable TV bill is $99.10, a whopping 39% increase since 2010. When you add in taxes, fees, and equipment costs, it doesn’t take long for that number to balloon to $150 or even $200 a month. With all of the various entertainment options available today, it may be time to strongly reconsider shelling out that kind of cash every month for traditional subscription-based programming. For a small investment of around $100, you can purchase a Roku, Apple TV, or similar device and begin streaming online content directly...
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Thinking Outside the 9-5 Box: 5 Ways to Create Extra Income

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It’s easy for an entire paycheck to get eaten up by mortgage payments, bills, and other essentials, leaving very little to spend on the enjoyable things in life like vacations, hobbies, and entertainment. While many people may rely on credit cards to pay for the nonessential “extras” in life, there are other ways to scrape together “fun money” without piling up unnecessary debt. All it takes is a little creativity and thinking outside of the “9 to 5” box. Here are a few short-term side-income opportunities that will work alongside your current full-time job. 1) Rummage Sales Rummage (or garage)...
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Save Big on Fitness Memberships

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Staying fit doesn’t always come cheap. It can be difficult to fit exercise into your schedule, and even more difficult to fit it into your budget. The cost of a membership to your local fitness center can be pricey, especially if you are looking for a modern facility with a wide selection of the most current equipment. But don’t fret – there are ways to improve your physical fitness without putting a dent into your financial fitness. Go with a friend Many fitness centers allow patrons to bring a guest and may even offer special pricing for groups. Search for coupons...
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Conquer Your Financial New Year’s Resolutions

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New Year, same resolutions. If you’re like most people, this most likely means promises of regular gym sessions, healthier eating or better time management. We all commit to these things with the intention of seeing them through all year, but unfortunately our dedication usually ends not long after the champagne toasts are over. This doesn’t have to be true for your financial goals! The beginning of the New Year is the perfect time to re-evaluate your financial situation. Before tackling your goals, it’s important to analyze your current financial situation and then set clear, realistic and measurable goals. A recent...
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Five Reasons to Run a 5K

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Looking for a way to boost your energy and your mood? Look down; the answer may lie in your own two feet. Running is more than just a good way to get in shape. For many people, running is a lifestyle that boasts many physical and mental benefits. Participating in group running events is a great way to make it a part of your routine. Whether you are an avid runner or a beginner who prefers to cruise the track, there are many benefits to participating in 5K events. So, in the spirit of the upcoming Achieva Run for GOOD...
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