Lifestyle

Cut Monthly Expenses with 6 Simple Tricks

Creative Ways To Cut Monthly Expenses

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It's a common desire to want flexibility within our budgets. Households all across the United States either want to increase their intake, cut monthly expenses, or in best-case scenarios, both. What if we told you that a slight change in behavior would go a long way? How's an extra $1200 left in your budget every year sound?  What mastering the "latte factor" does for your budget As we begin this article, we'll get the most obvious way to cut monthly expenses out into the open. The "latte factor" regards to the appeal presented by drive-thru coffee. As mentioned before, skipping...
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good credit

Help Your Teen Establish Good Credit

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If you think showing your teenager how to balance a checkbook is hard…try explaining how to maintain good credit! Ah, the joys of adulting. Many adults don’t quite understand the intricacies of the credit system. So, the idea of breaking it down where a teenager can grasp the intricacies is laughable. Yet, it must be done! Otherwise, your impressionable teen may fall into a very expensive trap when they turn 18. As of 2018, the average American carries around $90,000 in debt (1). Of that debt, the average credit card debt is around $6,849 (2). Yikes! That’s not even taken...
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have fun

Fun For Free (Or Close To It)

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You don’t have to spend a fortune to have fun. In fact, some of the most memorable moments are free! Finding time to have fun, and spending time with our loved ones, is important for so many reasons. Improved health, increased productivity, and overall life satisfaction. Yet, we tend not to prioritize it. Sometimes, the reason is a tight budget. Let’s nip that excuse in the bud now. Here are some great ways to have fun for free, or close to it! Here are just a few fun ideas on a tight budget: A water gun fight in your own...
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extra cash

Five Creative Ideas to Make Some Extra Cash

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How would you like a little extra cash? If you’re shaking your head yes, then you should keep reading! Most people would enjoy making a little spending money on the side. Throw in a stressful, challenging crisis, and the idea becomes almost a necessity. Good news! There are TONS of great ways to pad your budget. Even better, it doesn’t involve digging through your couch cushions—not that we’re saying that’s a bad idea. Here are a few ideas you can try: 1. Become an affiliate marketer. It’s NOT as hard as it sounds. When you find a cool product, you...
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The Top Ten Most Affordable Home Improvement Projects

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So, you’re feeling inspired by Chip and Joanna, huh? Nice! Home improvement can be fun…or a total nightmare…depending on how you approach it. We’ve all been enchanted by the adorable duo and their magical way of making home improvement look easy—and even entertaining! The side we don’t see as much is the stress, budgeting, and failures. The great news is it CAN be a wonderful, rewarding process. As long as you have a plan, a realistic budget, and the right team backing you up. Your team includes trusted contractors, your bank if a loan is required, and a trusted realtor...
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The Pros and Cons of RV Travel

The Pros and Cons of RV Travel

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The summer season often includes expectations of exploring the outdoors. Jumping into a fresh spring in the middle of a hot day can feel like a dream come true. Owning a recreational vehicle makes staying at a campsite easier in some ways, yet there are still many things to consider. What are the pros and cons of RV travel? Below is a comprehensive guide to owning a #homeonwheels.  What kind of RV should I buy? Step one of RV travel includes knowing which RV you should choose. Most first-timers start by renting a camping trailer to get a feel for...
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How to Exercise at Home and Stay Active

How to Exercise at Home and Stay Active

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If you’re unable to go to the gym, there are still plenty of ways to stay active. In this article, we’ll give you simple methods to exercise at home, all without bulky equipment. As a precaution, make sure you are clear to participate in any new exercise programs before beginning. Why exercise is important As part of a healthy lifestyle, doctors recommended exercising two to three times a week. Exercise helps lower the risk of cardiovascular disease and aids in the maintenance of a healthy weight. Furthermore, regular exercise decreases a person's risk of type 2 diabetes and high blood...
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How to Get More Energy During the Day

How to Fight Fatigue During the Day

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The first Monday of Daylight Saving Time proves to be the hardest. Many wake up tired and wish they had a way to get more energy. As much as we want to blame the time shift, it's not the only reason we're sluggish. When it all comes down to it, our actions affect the way we feel a lot more than we know. Fight fatigue all day with these tips. What causes fatigue? Were you aware that factors like processed food, stress, or dehydration can induce fatigue? There's not a one-size-fits-all solution, but rather, six main contributing factors could be...
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$12,000 will get you a Parking Pass at the NCAA Tournament

$12,000 Will Get You a Parking Pass at the NCAA Tournament

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March Madness is all the buzz, and tickets are selling fast. Right now, the closest club-level National Championship seat costs over $4,000. What's even more interesting is that NCAA Tournament ticket costs do not include parking. If you want to know how expensive the experience can get, we have some figures below.  NCAA Tournament suite prices range from $75,000 to $125,000 Previous years offered private suites to view the NCAA Men's Final Four at a range of $75,000 to $125,000. The price included tickets to all Semifinal games as well as the Championship game. If you'd like to know the...
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Disinfecting Cash to Prevent Viral Spreads

Disinfecting Cash to Prevent COVID-19

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If you research ways to prevent viral infections, the first tip you will read includes thoroughly washing your hands. Infectious diseases spread quickly, mainly because of improper hand washing. What's another way to combat germs? The Chinese government believes the answer lies in disinfecting cash. How dirty is money? In a 2017 study published in the journal PLOS ONE, researchers tested dollar bills from a bank in New York City. The swabs picked up hundreds of microorganisms. Most of the germs related to non-life-threating issues such as acne, however, they found other cringy items as well. Disinfecting cash may not be...
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