Technology

How Phones Impact Mobile Banking and Other Conveniences

How Phones Impact Mobile Banking and Other Conveniences

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Technology has a way of changing everything we do, including the way we bank. With news of Apple releasing 3 new iPhones in the near future, we began to wonder. How do phones impact mobile banking and other conveniences? Sure we could "survive" without online bill pay or depositing our checks using an app, but would we want to? Developers have to be versatile In order for a phone app to succeed, it has to be versatile. That means different types of phones have to be able to utilize it. Sure, you could write code that only caters to one type of...
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Doing Business in a Store Without Cashiers?

Doing Business in a Store Without Cashiers?

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It's a growing trend all over the news. In an increasing effort to be more efficient, kiosks are replacing clerks. What is it like doing business in a store without cashiers? And why does this matter? For some, they enjoy the get-and-go factor. Furthermore, self-checkout kiosks seem like an easy solution to long lines. However, for others, they feel burdened by the lack of human assistance.  Let's take a closer look at the kiosk movement to discover if it's everything it's meant to be. Forbes paints the picture Over and over, Forbes reports about businesses that are switching away from...
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Don't Let Wire Fraud Scams Ruin Your Day

Here’s What You Need To Know About Email Scams

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Imagine, you receive an email from a stranger and it urgently demands that you transfer money to them. You'd quickly hit delete, right? Well, since some criminals are relentless and will do anything to pursue easy money, email scams are a bit harder to spot. In fact, when a group of people was asked to identify which emails they thought were fake, many of them could not tell the difference. It can be very scary to know that email spoofs are on the rise. And because of this, we put together 6 examples of this trending new cybercrime that you should know about....
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reboot router

The FBI Says It’s Time to Reboot Routers In Your Home

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According the US Federal Bureau of Investigation (FBI) as many as 500,000 routers in more than 50 countries were found to be compromised by malware. On May 25, the FBI issued a statement with this headline: “Foreign cyber actors target home and office routers and networked devices worldwide.” This threat is mainly affecting home office and small office routers, however it is still suggested that you reboot routers in your home to be safe even if your router is not on the affected list. Fortunately, you can be reboot routers with a few simple steps. It’s important to note that...
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A shot of IRS Form 1099-B

IRS Warning – Don’t Take the Bait! | What to Know About Cyber Phishing

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Tax season has arrived, and cyber criminals are hanging out the “Gone Phishing” signs. “Phishing” scams prey on a broad group of victims with the intention of snagging just a few. Criminals pose as familiar, trusted individuals in order to obtain sensitive information that can be used to file fraudulent tax returns. When a specific group of victims is targeted – such as tax professionals – the scam is known as “spear phishing”. A spear phishing attack begins with an innocent-looking email. The criminal usually baits the hook by using a familiar phrase in the subject line, such as “Tax...
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Close-up of credit card and gold fishing hook on blank computer keyboard, with shallow depth of field.

Email Scams – What to Do When It Happens to You

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Falling for an email scam – known as phishing – can happen to even the most vigilant Web user. Cyber criminals continue to up the ante with ever more sophisticated scams, so it’s not really a question of IF it will happen to you, but rather WHEN it will happen, and HOW you will respond to the threat. Follow these steps to help protect your online interactions. Change Passwords If you have provided any personal information or passwords in response to a phishing scam change ALL your passwords immediately. This includes email accounts, online accounts, bank accounts and debit card...
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Close up shot of entering credit card number to make a purchase online

Protect Yourself from Scams

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We see it in the news every week – some unsuspecting grandmother tries to withdraw money from an imposter ATM, and instead of getting cash, she loses her life savings as scammers clean out her bank account. “That would never happen to me!” you think – until you become the victim of a “faceless” crime. You won’t even know it is happening until it’s too late. As technology becomes more sophisticated, so do the schemes of those who seek to steal your hard earned savings. A little awareness now can save you a whole lot of time, money and aggravation...
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Security sign in the hand of the engineer concept design.

National Cyber Security Awareness Month

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Happy #CyberSecurityAwareness Month! October is National Cyber Security Awareness Month and we want to help you stay safe online. Don’t let yourself become a victim of ID Theft, fraud or cybercrime. There are many aspects to cybersecurity and they can all have an impact on your financial well-being. Whether you’re managing your bills online, online shopping or simply checking your email, there are steps you can take to ensure that your information stays safe. Check out https://staysafeonline.org/stay-safe-online/managing-your-privacy/  for everything you need to know about Cyber Security Awareness Month, tips and resources that will help protect you and your family from...
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Scientific natural phenomenon. Total solar eclipse with diamond ring.

Total Solar Eclipse 2017 – Why it’s a BIG Deal

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By now you’ve heard a lot of noise about the Great American Solar Eclipse that will happen on August 21st. Chirpy newscasters across the country have modeled the ever-so-stylish eclipse-protection eyewear, and travel sites are promoting remote cabins in the wilderness from which to achieve the best view of the celestial event. There’s a lot of hype surrounding this astronomic occurrence, but really, what’s the big deal? Timing is Everything Why is this eclipse so significant? This is the first total eclipse that will move across the entire United States since June of 1918. Eclipse chasers, known as umbraphiles (roughly...
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chained credit cards - credit card data encryption protection concept

ID Theft vs Fraud : What’s the Difference?

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Giant Corporation Database Hacked! Customer Accounts Compromised! Personal Information at Risk! With unsettling regularity we learn about massive security breaches of government or corporate databases, with the potential to reveal sensitive personal information. The probability of ID theft or financial damage is almost certain, but how do we protect ourselves? In this digital age, where hackers seem to be one step ahead of cyber security, CAN we protect our confidential data? The answer is yes, but understanding the options is critical to making the right protection decisions. ID theft generally occurs when a security breach happens. Thieves may use this...
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