Technology

ID Theft vs Fraud : What’s the Difference?

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Giant Corporation Database Hacked! Customer Accounts Compromised! Personal Information at Risk! With unsettling regularity we learn about massive security breaches of government or corporate databases, with the potential to reveal sensitive personal information. The probability of ID theft or financial damage is almost certain, but how do we protect ourselves? In this digital age, where hackers seem to be one step ahead of cyber security, CAN we protect our confidential data? The answer is yes, but understanding the options is critical to making the right protection decisions. ID theft generally occurs when a security breach happens. Thieves may use this...
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(Not So) Happy Holiday Shopping Scams

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It’s that time of the year – the gift giving holidays have arrived! And while you are merrily surfing the web in search of the perfect gift for your BFF, cyber thieves are merrily attempting to steal your identity. There’s no faster way to take the ho-ho out of holiday than to discover you are the victim of cybercrime and your bank account is empty. Achieva wants to help prevent that from happening to you this year. Here are some easy ways to protect yourself from being victimized online. Avoid Phishing If you are a heavy email user, you are...
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Is it Finally Time to Ditch Cable TV?

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A recent study from the Liechtman Research Group reported that the average monthly cable TV bill is $99.10, a whopping 39% increase since 2010. When you add in taxes, fees, and equipment costs, it doesn’t take long for that number to balloon to $150 or even $200 a month. With all of the various entertainment options available today, it may be time to strongly reconsider shelling out that kind of cash every month for traditional subscription-based programming. For a small investment of around $100, you can purchase a Roku, Apple TV, or similar device and begin streaming online content directly...
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What the EMV?!

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Most people understand what the acronyms OMG, SMH, and LOL mean. But what about EMV? You may have heard of EMV, and possibly have seen new EMV readers at retailers, but what exactly is it? More importantly, why should you care? EMV stands for Europay, MasterCard, Visa (the three companies that developed the technology) and is a new security feature embedded in ATM, debit, and credit cards. Instead of the old method of storing your information on a magnetic stripe, EMV cards store your information on a “chip”, which is a small integrated circuit. EMV cards are not “swiped” at...
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How Technology is Redefining Banking

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Don’t let new technology leave you in the dust! Products are advancing faster than ever, and it is our job to keep up – or get left behind. Much of this technology is slated drastically change the way we go about our day-to-day-lives and activities. With so many new avenues changing, some people may become overwhelmed at the idea of becoming familiar – and eventually experts – with so much new technology. So when it comes to banking, we want to give you a peek on what new technology you really should be focusing on. More focus on mobile and online According to...
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