Christmas Gifts in a basket with Candle, balls, pine cones, snowflakes on white Wooden Background. Flat lay

DIY Holiday Gift Baskets That Won’t Break the Bank

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'Tis the season to be merry and bright. We're stuffing the stockings and lining the tree with presents. With only a week left until Christmas, many people who haven't knocked out their shopping list find themselves in a time crunch. If your busy life has put your holiday shopping plans on hold, don't worry. Here are a few creative ideas for themed gift baskets that shouldn't take too much time or money. We've got tons of ideas for themed gift baskets that suit a wide range of budgets. If you want to send your loved ones something DIY and special,...
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financial records

How Long Should You Keep Financial Records?

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We're in the last quarter of the year and it's time to think about taxes and paperwork. The biggest question that pops up every year is: How long should you keep financial records? There's always the concern that we will throw away important documents before their time, or that some type of discrepancy will be found. Let's dive right in and answer this question once and for all. There is a three-year minimum According to the IRS, there is a three-year minimum for all financial records. This includes things like bank statements, paycheck stubs, and investment worksheets. Here's a detailed...
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Black Friday Line At Best Buy on Thanksgiving

Black Friday and Cyber Monday: Your Guide to the Best Shopping

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The shopping wars are about to begin, and Black Friday 2017 may prove to be epic in scale. According to a recent survey conducted by RetailMeNot, consumer spending will average an increase of 47% over the same weekend in 2016. Consumers are expected to spend an average of $743 between Black Friday and Cyber Monday. That’s an increase of $238 over last year’s spending. It is predicted that 7 out of 10 holiday shoppers will make a purchase during Thanksgiving weekend. As the traditional start of the holiday shopping season, Black Friday, so named because sales on that one day...
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